Terms & Conditions

1.Your License

Captains Pages grants you a personal, limited, non-exclusive, revocable, non- transferable license, without the right to sublicense or assign in any way, to electronically access and use the Service solely to manage your establishment and conduct associated yellow page for yacht application. The Service includes our website, any software, programs, documentation, tools, internet-based services, components, and any updates (including software maintenance, service information, help content, bug fixes or maintenance releases) thereto provided to you by Captains Pages. You will be entitled to download updates to the Service, subject to any additional terms made known to you at that time, when Captains Pages makes these updates available. You agree that all Updates, Upgrades and Fixes or Workarounds furnished to you shall be deemed to be part of such Product subject to the terms and conditions of the software agreement for the Product.

While we want you to enjoy the Service, you may not, nor may you permit any third party to do any of the following: (I) access or attempt to access Captains Pages systems, programs or data that are not made available for public use: (II) copy, reproduce, republish, upload. post, transmit, resell or distribute in any way material from Captains Pages; (III) permit any third party to use and benefit from the Service via a rental, lease, timesharing, service bureau or other arrangement; (IV) transfer any rights granted to you under this Agreement; (V) work around any of the technical limilations of the Service, use any tool to enable features or functionalities that are otherwise disabled in the Service, or decompile, disassemble or otherwise reverse engineer the Service, except to the extent that such restriction is expressly prohibited by law; (VI) perform or attempt to perform any actions that would interfere with the proper working of the Service, prevent access to or use of the Service by our other users, or impose an unreasonable or disproportionately large load on our infrastructure; or (VII) otherwise use the Service except as expressly allowed under this section.

2. Ownership

The Service is licensed and not sold. Captains Pages reserves all rights not expressly granted to you in this Agreement. The Service is protected by copyright, tracte secret and other intellectual property laws. Captains Pages owns the title, copyright and other worldwide Intellectual Property Rights (as defined below) in the Service and all copies of the Service. This Agreement does not grant you any rights to Captains Pages’s trademarks or service marks. For the purposes of this Agreement, 'Intellectual Property Rights' means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, trademark, trade dress and service mark rights, goodwill, trade secret rights and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction. You may choose to or we may invite you to submit comments or ideas about the Service, including without limitation about how to improve the Service or our products ('ideas'). By submitting any idea, you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place Captains Pages under any fiduciary or other obligation, and that we are free to use the idea without any additional compensation to you, and/or to disclose the idea on a non-confidential basis or otherwise to anyone. You further acknowledge that, by acceptance of your submission, Captains Pages does not walve any rights to use similar or related ideas previously known to Captains Pages, or developed by its employees, or obtained from sources other than you.

3. Account Registration

You must register and create a 'Member'' account to use the Service. When prompted by our registration process, you agree to (a) provide true, accurate, current and complete information about yourself, and (b) maintain and update this information to keep it true, accurate, current and complete. If any information provided by you is untrue, inaccurate, not current or incomplete, Captains Pages has the right to terminale your Captains Pages Account (“Account“) and refuse any and all current or future use of the Service. If you open a Member Account on behalf of a company, organization, or other entity, then (a) 'you' includes you and that entity, and (b) you represent and warrant that you are an authorized representative of the entity with the authority to bind the entily to this Agreement, and that you agree to this Agreement on the entity's behalf. You may access the Service through a mobile device using services provided by third party carriers. These third parties may charge you fees to access their services. You are solely responsible for the payment of those fees. Your use of the Service may also be subject to the terms of your agreements with your mobile device manufacturer and your carrier. Using the Service with a mobile device requires a mobile device that is compatible with the Service. Captains Pages does not warrant that the Service will be compatible with your mobile device.

4. Protecting Your Information

It is your sole responsibllily to ensure that your account numbers, passwords, security questions and answer, login details and any other security or access information used by you to use or access the Service is kept safe and confidential. You must prevent unauthorized access to and use of any of your information or data used with or stored in or by the Service ('Account Data'). You are responsible for all electronic communications sent to us or to any third party containing Account Data. When we receive communications containing your Account Data, we assume you sent it to us. You must immediately notify us if you become aware of any loss, theft or unauthorized use of any Account Data. We reserve the right to deny you access to the Service, in whole or in part, if we believe that any loss, theft or unauthorized use of any Account Data or access information has occurred. You grant us permission to anonymously combine your Account Data with that of other members in order to improve our services to you.

5. Use of the Service

We have the right and sole discretion to revise, update or otherwise modify the Service and to establish or change limits regarding the use of the Service. We will always attempt to notify you of any modifications with reasonable notice, by posting to the Captains Pages website and/or sending you an email to the email address provided when you registered or subsequently updated by you. We reserve the right to make any such changes effective immedialely to maintain the security of our system or to comply with any laws or regulations, and to provide with notice via email of such changes. We may also perform maintenance on the Service from time to time and this may result in service interruptions, delays, or errors. We will always attempt to provide prior notice of.scheduled maintenance but cannot guarantee that notice will always be provided. You may be offered new services or software that may be in beta and not final. As such, the Service may contain errors and 'bugs' that may result in its failure. You agree that we may contact you in order to assist you with the Service and obtain information needed to identlfy and fix any errors.

6. E-Sign Consent; Software Agreement

Upon installation of the software, which is a part of and which allows you to access and use the Backend Office, you will be prompted to establish your user profile and account on the Captains Pages website.

7. Privacy

Upon acceptance of this Agreement you confirm that you have read, understood and accepted Captains Pages's Privacy Police.

8. Security

We have implemented commercially reasonable technical and organizational measures designed to secure your personal Information from accidental loss and from unauthorized access, use, alteration or disclosure. However, we cannot guarantee that unauthorized third parties will never be able to defeat those measures or use your personal information for improper purposes. You acknowledge that you provide your personal information at your own risk.

9. Statement of Service Provided. No Warranty

SOFTWARE UPDATES AND BACKEND OFFICE CHANGES ARE PROVIDED FOR THE LENGTH OF THE REQUIRED MONTHLY FEE·BASED CONTRACT ENTERED INTO UPON INITIAL PURCHASE OF THE SOFTWARE ON AN 'AS IS' AND 'AS AVAILABLE' BASIS. THE MONTHLY FEE IS REQUIRED BY OUR SUPPORT CONTRACT WHICH COVERS SOFTWARE UPDATES AND ADDED FEATURES, MAINTENANCE OF YOUR OFFICE BACKEND MANAGEMENT SYSTEM, AND THE HOSTING OF YOUR SOFTWARE'S SERVICE IN LINE WITH OUR CLOUD COMPUTING CONCEPT AND FRONTEND/BACKEND RELATIONSHIPS, WE RESERVE THE RIGHT TO CANCEL THIS SUPPORT CONTRACT AND DEACTIVATE YOUR SERVICE/SOFTWARE, AT ANY TIME, FOR ANY REASON, FOLLOWING A NOTICE GIVEN ELECTRONICALLY OR IN WRITING. USE OF THE SERVICE AND SOFTWARE IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM Captains Pages OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. WITHOUT LIMITING THE FOREGOING. Captains Pages, ITS PROCESSORS, ITS PROVIDERS, ITS LICENSORS (AND THEIR RESPECTIVE SUBSIDIARIES, AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES) DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE OR SOFTWARE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD. Captains Pages DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICE OR ANY HYPERLINKED WEBSITE OR SERVICE, OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND Captains Pages WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD·PARTY PROVIDERS OF PRODUCTS OR SERVICES.

10. Limitation of Liability and Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Captains Pages, ITS PROCESSORS, SUPPLIERS OR ITS LICENSORS (OR THEIR RESPECTIVE AFFILIATES, AGENTS, DIRECTORS AND EMPLOYEES) BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEOUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS SERVICE. UNDER NO CIRCUMSTANCES WILL Captains Pages BE RESPONSIBLE FOR ANY DAMAGE, LOSS OR INJURY RESULTING FROM HACKING, TAMPERING OR OTHER UNAUTHORIZED ACCESS OR USE OF THE SERVICE OR YOUR ACCOUNT OR THE INFORMATION CONTAINED THEREIN. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Captains Pages AND ITS PROCESSORS (AND THEIR RESPECTIVE AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES) ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF OUR SERVICE; (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICE; (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY; (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED. TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICE; AND/OR (VII) USER CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY. IN NO EVENT SHALL Captains Pages, ITS PROCESSORS, AGENTS, SUPPLIERS, OR LICENSORS (OR THEIR RESPECTIVE AFFILIATES, AGENTS, DIRECTORS. AND EMPLOYEES) BE LIABLE TO YOU FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES OR COSTS IN AN AMOUNT EXCEEDING THE AMOUNT OF FEES EARNED BY US IN CONNECTION WITH YOUR USE OF THE SERVICE DURING THE THREE (3) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM FOR LIABILITY. THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT. TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF Captains Pages HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION. Captains Pages SHALL NOT BE RESPONSIBLE FOR THE NEGLIGENT, GROSSLY NEGLIGENT. OR WILLFUL ACTIONS OR INACTIONS OF ANY THIRD PARTY UNLESS SUCH THIRD PARTY HAS BEEN DIRECTLY ENGAGED BY Captains Pages AS A SUBCONTRACTOR TO PERFORM SERVICES ON Captains Pages'S BEHALF FOR YOU AND THEN ONLY TO THE EXTENT OF THE LENGTH OF THE ENGAGEMENT. FURTHERMORE AND EXCEPT FOR AUTHORIZED Captains Pages SUBCONTRACTORS, THIS LIMITATION SHALL APPLY EVEN TO THOSE THIRD PARTIES THAT MAY HAVE BEEN CERTIFIED PURSUANT TO A Captains Pages CERTIFICATION PROGRAM OR RECOMMENDED OR REFERRED TO YOU BY Captains Pages.

11. Payments & Refunds

Captains Pages offers tow modes of payments, by Credit Card or Bank transfer. By Credit Card you most follow the instuction on the Captains Pages website in order to validate your payment you will be confirmed by mail. If you decide a payment by bank transfer a mail be sent to you with bank details and information relating to the transfer as follows.

Bank Transfer

• 1. What are the bank transfer details?
• 2. How long does it take to process my payment?
• 3. What can I do to ensure there are no delays in processing my payment?
• 4. How do I cancel my order?
• 5. Will you start building my order before your receive my payment?
• 6. Can I change my billing address?

1 What are the bank transfer details ?

Before Captains pages can build your order, we must receive payment and clear the funds through your bank. Orders paid for by wire transfer require an extra 5-7 business days for payment processing. To ensure your order is not delayed, please provide your name, surname, and order number and web order number with your payment information. Your reference number can be found in your order acknowledgement e-mail. Orders will be automatically cancelled if your payment is not received within 30 calendar days of the date the orders are placed.

2 How long does it take to process my payment ?

Once you have made your payment as per the instructions on our order acknowledgement email, please allow 5-7 business days for Captains pages to receive payment via our bank. As soon as payment has been received, we will begin to process your order. Please ensure to include the exact amount and your payment reference number to avoid delays.

Captains pages will send you an order confirmation email as soon as we have received your payment.

3 What can I do to ensure there are no delays in processing my payment ?

Ensure to include the payment reference number on your payment and follow the instructions on your order acknowledgement email carefully. Be sure to make your payment out for the correct amount including VAT and shipping charges if applicable.

4 How do I cancel my order ?

If you have not yet forwarded your payment, you can cancel your order by mailing Captainspages customer service. Orders where no payment has been received will be cancelled automatically after 30 days. If you want to cancel your order and have already forwarded payment, Captainspages need to wait to receive payment before cancelling your order and we will require your bank details (including IBAN and SWIFT code) to process your refund.

5 Will you start building my order before your receive my payment ?

Once we receive your payment Captainspages will send you an order confirmation email. We will then start to process your order further and build your items. Once your order was validated, you will receive a notification email.

6 Can I change my billing address ?

If you have not yet received an order confirmation email, your billing address can be amended. Unfortunatly we can not change your billing address after your payment has been settled.

No refunds will be granted after 15 days from the date the account is activated. All refund requests before the expiration of the 15th day from activation must be submilted electronically via email to a customer support agent for review. Requests for refund may be denied at any lime, for any reason.

12. lndemnity

You will indemnify, defend and hold us and our Resellers harmless (and our respective employees, directors, agents, affiliates and representatives) from and against any and all claims, costs, losses, damages, judgments. Tax assessments, penalties, interest, and expenses (lncluding without limitation reasonable attorneys’ feas) arising out of any claim, action, audit, investigation, inquiry or other proceeding instituted by a person or entity that arises out of or relates to: (a) any actual or alleged breach of your representations, warranties, or obligations set forth in this Agreement, including without limitation any violation of our Policies or the Networks' rules; (b) your wrongful or improper use of the Services: (c) any transaction submitted by you through the Service (including without limitation the accuracy of any Product Information that you provide or any claim or dispute arising out of products or services offered or sold by you): (d) your violation of any third-party right. including without limitation any right of privacy, publicity right or Intellectual Property Rights; (e) your violation of any law, rule or regulation of USA or any other country; (f) any other party's access and/or use of the Service with your unique username. password or other appropriate security code.

13. Representation and Warranties

You represent and warrant to us that: (a) you are at least eighteen (18) years of age; (b) you are eligible to register and use the Service and have the right, power, and ability to enter into and perform under this Agreement; (c} the name identified by you when you registered is your name or business name under which you sell goods and services; (d) any sales transaction submitted by you will represent a bona fide sale by you; (e) any sales transactions submitted by you will accurately describe the goods and/or services sold and delivered to a purchaser; (f) you will fulfill all of your obligations to each customer for which you submit a transaction and will resolve any consumer dispute or complaint directly with the purchaser; (g) you and all transactions initiated by you will compty with all federal. state, and local laws, rules, and regulations applicable to your business. including any applicable tax laws and regulations; (h) except in the ordinary course of business, no sales transaction submitted by you thought the Service will represent a sale to any principal, partner, proprietor, or owner of your entity; and (i) you will not use the Service, directly or indirectly, for any fraudulent undertaking or in any manner so as to interfere with the use of the Service and (j) you are not engaged in and will not accept payment for any of the following: (1) any illegal activity, (2) adult entertainment oriented products or service (all media types; internet, telephone, printed material, etc), (3) internet/mail order/telephone order pharmacies (where fulfillment of medication is performed with an internet or telephone consultation, absent a physical visit with a physician including re-importation of pharmaceuticals from foreign countries.). (4) internet/mail order/ telephone order firearm or weapon sales, (5) internet/mail order/telephone order cigarette or tobacco sales, (6) drug paraphernalla, (7) occult materials, (8) hate products, {9) online gambling (10) lotteries, raffles, or gambling, (11) escort services, (12) collection agencies engaged in the collection of uncollectible debt as defined by the Associatons, (13) credit repair agencies (14) sports forecasting or odds making, (15) any merchant business model for products/services that are solely based on guaranteed 'rebate', 'refund' or 'prize' associated with the sale of those products/services (especially those where the rebate or refund equals or exceeds the product/servlce purchase price or value), or (16) bankruptcy attorneys.

14. Consent to Electronic Communication

We primarily communicate with you via your registered electronic address. By registering for the services and accepting the terms of this Agreement, you affirmatively consent to receive notices electronically from us. You agree that we may provide all communications and transactions related to the services and your accounts, including without limitation agreements related to the Service, amendments or changes to such agreements, disclosures, notices, transaction information, statements. policies (including without limitation notices about our Privacy Policy), responses to claims, and other customer communications that we may be required to provide to you by law in electronic format. All communications by us will be sent either (a) via e-mail or SMS messaging associated with your mobile phone, (b) by providing access to a Website that we designate in an e-mail or SMS notice to you, or (c) posting on our website. All Communications will be deemed to be in 'wrtting' and received by you when sent to you. You are responsible for creating and maintaining your own records of such communications. You must send notices to us at the designated e-mail addresses on the website or through the submission forms on the website. We reserve the right to discontinue or modify how we provide communications. We will give you prior notice of any change. Your continued consent is required to use your account and the Service. To withdraw your consent, you will need to close your account.

15. Limitation on Time to Sue

Unless otherwise required by law, an action or proceeding by you to enforce an obligation, duty or right arising under this Agreement or by law must commence within one year after the cause of action accrues.

16. Amendment

We have the right to change or add to the terms of this Agreement et any time, and to change, delete, discontinue, or impose conditions on any feature or aspect of the Service with notice that we in our sole discretion deem to be reasonable in the circumstances, including such notice on our webslte at http://captainspages.net or any other website maintained or owned by us for the purposes of providing services in terms of this Agreement. Any use of the Service after our publication of any such changes shall constitute your acceptance of this Agreement as modified.

17. Termination

Captains Pages may permanently or temporarily terminate, suspend, or otherwise refuse to permit your access to the Service without notice and liability for any reason, including if in Captains Pages's sole determination you violate any provision of this Agreement, or for no reason. Upon termination for any reason or no reason, you continue to be bound by this Agreement. We reserve the right (but have no obligation) to delete all of your information and Account Data stored on our servers if your membership ls terminated or if you have not renewed your membership subscription. Upon termination you must immediately stop using the Service the license provided under this Agreement shall end. you also agree that upon termination in accordance with this section, Captains Pages shall not be liable to you or any third party for termination of access to the Service or deletion of your information or Account Data. The rights and obligations of Section 12 (Limitation of Liabllity and Damages) and Section 13 (lndemnity), will survive termination of this Agreement.

18. Assignment

This Agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assîgned by Captains Pages without restriction.

19. General Provisions

Except as expressly provided in this Agreement, these terms are a complete statement of the agreement between you and Captains Pages. and describe the entire liability of Captains Pages and its vendors and suppliers (including Processors) and your exclusive remedy with respect to your access and use of the Service. In the event of a conflict between this Agreement and the Privacy Policy, this Agreement shall prevail. If any provision of this Agreement is invalid or unenforceable under applicable law, then it shall be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect. This Agreement will be governed by USA law as applied to agreements entered into and to be performed entirely within USA, without regard to its choice of law or conflicts of law principles that would require application of law of a different jurisdiction, and applicable federal law.

Headings are included for convenience only, and shall not be considered in interpreting this Agreement. The Agreement does not limit any rights that Captains Pages may have under trade secret, copyright, patent or other laws. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and Captains Pages failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.

1. Definitions

ln this E-Sign Consent, the following definitions apply: 'I' and 'me' mean the persan who is applying to establish a Captains Pages Account. 'You' means Captains Pages and any person, company, bank or financial institution that is an assignee of Captains Pages's rights.

2. Consumer Consent

By checking the 'I agree to have the Terms and Conditions presented electronically,' which I hereby adopt as my electronic signature, I consent and agree that:

• a) You can provide disclosures required by law and olher information about my legal rights and duties to me electronically.
• b) My electronic signature on agreements and documents has the same effect as if I signed thern in ink.
• c) You can send all communications, billing statements and disclosures, including, but not limited to, this Captains Pages E-Sign Consent, the Captains Pages Privacy Policy, the Captains Pages User Agreement and the Captains Pages Payment Services Agreement (collectively defined as 'Disclosures'} to me electronically (1) via e-mail, (2) by access to a website that we designate in an e-mail notice we send to you al the time the information is available, or (3) to the extent permissible by law, by access to a web site that we will generally designate in advance for such purpose.
• d) If I want a paper copy, I can print a copy of the Disclosure or download the information for my records.
• e) This consent applies to this application and Account, to all future Disclosures on this Account, to all future transactions in which I use Captains Pages or with you, at any time, and to other Disclosures that you provide to me by email, unless I have, prior to such transaction, withdrawn my consent by the procedure mentioned below.

3. What I Will Need

I understand that in order to access and retain the electronic Disclosures I will need the following:

• a) A computer with an Internet connection.
• b) A current web browser that includes 128-bit encryption. (Minimum recommended browser standards are Microsoft Internet Explorer version 6.0 and above, Firefox version 1.5 and above, or Safari 2.0 and above.) The browser must have cookies enabled.
• c) A valid email address.
• d) Sufficient storage space to save past Disclosures and/OR an installed printer to print them.
• e) If I use a spam filter that blocks or re-routes emails from senders not listed in my email address book, 1 must add noreply@captainspages.net to my email address book.

4. Requesting Paper Documents and Withdrawing Consent

I understand that I may request paper copies of the Disclosures within 180 days of the date of the Disclosure, and that you will provide them to me by mail at no charge.

5. Legal Effect

By consenting, I agree that electronic Disclosures have the same meaning and effect as if you provided paper Disclosures to me. When you send me an email or other electronic notification alerting me that the Disclosure is available electronically and make it available online, that shall have the same meaning and effect as if you provided a paper Disclosure to me, whether or not I choose to view the Disclosure, unless I had previously withdrawn my consent to receive Disclosures electronically.

6. General

I understand and agree that you reserve the right to cancel this electronic Disclosure service, change the terms of use of this service or send Disclosures in paper form at any tirne. I understand and agree that you are responsible for sending notice of the Disclosures to me electronically including at the email address I have provided, but are not responsible for any delay or failure in my receipt of the email notices.

1. Your Captains PagesAccount

Your Captains Pages Account permits you to receive payments. Individuals and businesses may register for Captains Pages Accounts. You confirm that you are either a legal entity authorized to conduct business by the state or country in which it operates.

2. Managing Your Captains PagesAccount

Your Captains Pages Accounts may be accessed through our software and website.

3. Unauthorized Captains Pages Account

Activity If you beileve that there is an error or unauthorized transaction activity is associated wlth your Captains Pages Account, you agree to contact your marchant processor company. Accepting and Making Payments.

4. Our Role

You may make payments and accept payments using our third party Services. Except for our limited role in software integration, any payments that you authorize or initiale, we are not involved in any underlying transaction between you and any customer.

5. Acceptable Use

You will at all times adhere to all laws, rules, and regulations applicable to your use of the Services. You may not act as a payment intermedlary, aggregator or service bureau or otheiwise resell the Services on behalf of any third party, including without limitation the handling, processing, and transmission of funds for any third party. We may inspect your Captains Pages Account for any reason, including without limitation to investigate any alleged violation of law. this Agreement, our Policies or any third-party complaints.

6. Your Rights

You may terminate this Agreement and other Captains Pages agreements by closing your Captains Pages Account at any time.

7. Suspension or Termination by Us

We may terminate this Agreement and close your Captains Pages Account for any reason at any time upon notice to you. Without limiting the foregoing, we may suspend the Services and access to your Captains Pages Account If (a) you have violated the terms of the Captains Pages agreements and policies and this Agreement, (b) you provide false, incomplete, inaccurate, or misleading information (lncluding without limitation any registration information) or otherwise engage in fraudulent or illegal conduct.

8. Effect of Termination

We wlll not be liable to you for compensation, reimbursement, or damages in connection with your use of the Service, or any termination or suspension of the Services. Any termination of this Agreement does not relieve you of any obligations to pay any Fees or costs accrued prior to the termination and any other amounts owed by you to us as provided in this Agreement. In addition to any provision that is reasonably necessary to accomplish or entorce the purpose of this Agreement, the following sections of this Agreement survive and remain in effect in accordance with their terms upon the termination of this Agreement: 4, 7, 13·16, 18-27, 30, 32.

9 Amendment

We have the right to change or add to the terms of this Agreement at any time, and to change, delete, discontinue, or impose conditions on any feature or aspect of the software or services with notice that we in our sole discretion deem to be reasonable in the circumstances, including notice on our website http://captainspages.net or any other website maintained or owned by us for the purposes of providlng services in terms of this Agreement, and communicate to you. Any use of our software or services after our publication of any such changes shall constitute your acceptance of this Agreement as modified.

10 General Provisions

Governing Law. Any action, suit, or proceeding arising under or in connection with the Product, Technical Support Services or this Agreement must be commenced within one year after the claim or cause of action arises. This Agreement shall be governed in all respects by the laws of USA, without regard to conflicts of law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply to this Agreement.